• Mortgage calculator

    The mortgage calculator gives an idea of how much you may be able to borrow. The estimated amount you would have to pay per month is also displayed based on our current deals and interest rates, which are based on your circumstances.

    The figure that the calculator works out is based on the selections that you make and is not a mortgage offer. Before agreeing a mortgage all our lending requirements must be met and a full credit search will be undertaken.

Please fill in all the fields marked with * below.

Your selection will allow us to understand the reason for you wanting to borrow money, so we are able to match you with our most suitable product to fit your circumstances.

How much can I borrow?

You require a mortgage of:


with a loan to value of:


You could borrow up to:


The calculation indicates you need to borrow more than you can afford. Let us help talk through your options. Book an appointment

The calculation indicates your loan to value exceeds the maximum allowed. Let us help talk through your options. Book an appointment

Please consider the need to budget for legal fees, stamp duty and the valuation of the property. One of our mortgage arrangers would be happy to explain how much these may cost. Book an appointment

We have found 0 mortgages that may interest you

Our mortgage products and rates

Book an appointment
Product Interest rate Followed by the Homeowner Variable rate Overall cost for comparison Product fee Monthly payment

Representative example

A mortgage of £200,000 payable over 25 years initially on a Fixed Rate for 5 years at 2.6% followed by our Homeowner Variable Rate of 4.24% for the remaining 20 years would require 60 monthly payments of £907.34 and 240 monthly payments of £1049.71. The total amount payable would be £306,370.80 made up of the loan of £200,000.00 plus interest of £106,370.80. The Valuation Fee is waived and there is no Arrangement Fee payable for any of our mortgages.

The overall cost for comparison is 3.6% APRC representative.

What is a representative example?

This is an example of a typical mortgage and its total cost.


Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

  • Call us


    01534 845271 or 01534 845307

    Lines are open 9:30-16:30 Monday to Friday

    Guernsey and Alderney

    01481 706317

    Lines are open 9:30-16:30 Monday to Friday

    Isle of Man

    01624 697113

    Lines are open 9:30-16:30 Monday to Friday

    Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.