• Climb onto the property ladder

    We know how difficult it can be getting on the property ladder. Find out how we can help when you’re looking to buy your first home.

    First time buyer
  • Mortgage calculator
    Find out how much you may be able to borrow and compare monthly payments.
    Mortgage calculator 
  • First time buyer

    First time buyer

    Buying your first home can be an exciting time, but we understand you want to ensure your first purchase is right for you. Let us guide you through the process from getting an agreement in principle, all the way through to completion.

    First time buyer mortgages  


    Already have a mortgage but with another lender? We may be able to provide you with a better offer, so your monthly payments are less. A mortgage arranger will be available to help you make a switch.

    Home mover

    Home mover

    Feel like it’s time to make a move? Good for you. Your personal mortgage arranger will help find the right mortgage that matches best with your needs. Hunt for your home with the peace of mind that our mortgage arrangers will locate you the best deal available.

    Home mover mortgages  
    Switch your mortgage

    Switch your mortgage

    If you’re an existing customer with a mortgage and are looking for an improved deal, we are here to help. Maybe your circumstances have changed since you last applied for a mortgage with us. It is always worth asking the question.

    Switch your mortgage  
    Borrow more money

    Borrow more money

    If you have had a mortgage with us for six months or more, you may qualify to borrow more money. It might be that you are looking to make some home improvements or repairs. Get in touch and we will be happy to help.

    Borrow more  

  • Why us?

    Our mortgage arrangers could help you find a mortgage deal that best suits your needs. Explore and compare our mortgage rates and apply online today.

    • No arrangement fee
    • A single point of contact with a personal mortgage arranger in branch
  • Lending is at the Bank’s discretion and you must be 18 or over and resident in Jersey, Guernsey, Alderney or the Isle of Man to apply. Security will be required.

  • Call us


    01534 845271 or 01534 845307

    Lines are open 9:30-16:30 Monday to Friday, 09:30-12:00 Saturday


    01481 706317

    Lines are open 9:30-16:30 Monday to Friday

    Isle of Man

    01624 697113

    Lines are open 9:30-16:30 Monday to Friday


    01481 822340

    Lines are open 9:30-16:00 Monday to Friday

    Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.