• Islands personal loan

    If you're planning to make some home improvements, buy a new car or treat yourself to a well–earned holiday but don't have all the money you need then a fixed rate loan can help. Our personal loans allow you to borrow a one–off larger amount and to budget for regular fixed repayments over a number of years. You also have the option to repay the loan early with no early repayment charge.

  • Loan representative examples

    Loan amount Term % APR*
    £1,000–£4,999 1–5 years 14.9% Find out more
    £5,000–£7,499 1–5 years 11.9% Find out more
    £7,500–£25,000 1–5 years 4.6% Find out more

    Rates correct as at 1st November 2017.

    Lending is at the Bank's discretion. How much we lend, the rate available to you and the issue of a loan is subject to our assessment of your circumstances. You must be 18 or over and resident in the Channel Islands or Isle of Man to apply.

    * APR: Annual Percentage Rate - the interest payable on what you’ve borrowed is added and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all of the interest applied to the loan as well as the monthly payments over its life.