Everyday banking

  • Everyday Banking

    Looking after your money is an important part of everyday life – so it’s good to know there are easy, straightforward ways to do just that.

    At Lloyds Bank we make everyday banking as clear and helpful as possible, with flexible ways to manage your finances and simple ways to save.

  • Looking after your money day to day

    International Card

    Island Cheque Account

    Everything you need to carry out your day-to-day banking. No minimum opening balance and no charges if you stay in credit. 24/7 PhoneBank or Internet Banking.

    International Gold Card

    Island Gold Account

    A range of rewarding benefits like worldwide travel insurance, Sentinel® card protection and discounts on loans and mortgages - all for only £9 a month.

    International Card

    Island Graduate Account

    If you’ve recently graduated, you’ll need an account that gives you time to find your feet. We offer a tiered Planned Overdraft that’s free of interest and fees, a Graduate loan and a special Classic credit card (subject to application and approval).

  • Simple ways to save


    Island Instant Access Account

    If you want to save as much as you like whenever you like, our Instant Access Account could be just the thing for you: no minimum balance, withdraw up to £200 a day in branch or by using your Cashpoint® Card without penalty.


    Island Regular Savings Account

    A great way to build your savings: the fewer withdrawals you make the higher the rate of interest you’ll earn. Start with as little as £1, and pay in up to £2,000 a month. You still have instant access to your money if you need it.


    Save the Change®

    Makes saving so easy, you’ll forget you’re even doing it. By rounding up your debit card purchases to the nearest pound, it automatically deposits the difference into your chosen Lloyds Bank savings account the next working day.

  • Flexible ways to manage your money


    Personal Loans

    Planning some home improvements, a new car or a well-earned holiday? Borrow a one-off larger amount and budget for regular fixed repayments over a number of years.

  • Protecting what matters


    Island Home Protection

    Designed to protect the bricks and mortar of your home, its contents and your personal possessions against damage, breakage or theft. Rates reflect the lower risks of island life.