• Savings & investments

    Find out about different ways to save and invest and learn about things to consider when putting your money away for the future.

  • We know from experience that no two savers are alike and that everyone saves with a different personal goal in mind. So we’ve created a range of accounts for short, medium and long-term horizons, and for lump sums as well as regular saving.

  • AccountInterest rateAccessMinimum deposit 
    Instant Access Accounts
    Island Bonus Saver Account

    An instant access savings account which offers an interest bonus for the first 12 months.

    Up to 0.25% Gross*/AER** variable  Instant  £5,000  Find out more 
    Island Instant Access

    A no fuss instant access account that allows you to get access to your funds whenever you want without penalty.

    0.05% Gross*/AER** variable  Instant  £0  Find out more 
    Island Regular Savings Account

    Save money regularly and be rewarded for fewer withdrawals.

    0.75% Gross*/AER** variable  Instant  £0  Find out more 
    Island First Account

    A straight forward savings account for children aged 17 or under.

    1.74% Gross*/1.75% AER** variable  Instant  £1  Find out more 
    International Bonus Saver

    An instant access savings account which offers an interest bonus for the first 12 months.

    Up to 0.20% Gross*/AER** variable  Instant  US$5,000  Find out more 
    Notice Accounts
    Island 30 Day Account

    An account that gives you access to your funds at 30 days notice and rewards you with tiered rates of interest so the more you save the more you earn.

    0.05% Gross*/AER** variable  30 days (without penalty)  £10,000  Find out more 
    Island Investment Account

    A 60 day notices account which offers an interest rate bonus for the first 12 months.

    0.30% Gross*/AER** variable  60 days  £50,000  Find out more 
    Fixed Term accounts
    Fixed Term Deposit

    A Fixed Term Deposit means you will know exactly how much interest you will earn and for what period of time.

    Varies according to term  Variable terms  £10,000  Find out more 
    Other services
    Save The ChangeN/A  Instant    Find out more 
  • GROSS RATE* – The contractual rate of interest payable before deduction of income tax at the rate specified by law.

    AER RATE** – AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time.

  • Discover investment solutions from the bank you know. Our range of investment portfolios and funds is provided by Lloyds Bank International Limited and Lloyds Investment Fund Managers Limited.

    The value of investments, and the income from them, can go down as well as up and cannot be guaranteed. An investment in a currency other than the investor's own currency or in a fund that invests in securities denominated in currencies other than base currency will be subject to the movement of foreign exchange rates. Consequently, investors may receive an amount greater or less than their original investment. Past performance should not be seen as an indication of future performance.

  • AccountAccessMinimum investment amount 
    Investment FundsVariable  Variable from £1,000 lump sum or £100 per month  Find out more  
    Lifestyle PortfolioVariable  Minimum £100,000 or currency equivalent  Find out more