You are here:
Loans / Island Personal Loan
Sometimes life would be better with a few improvements. If your kitchen needs a makeover, your car is past its sell by date, or you just need a well-earned holiday but don’t have all the money you need, then a personal loan can help. It can give your finances a boost and make life just that little bit more flexible.
** Excludes 29-31 of the month within 35 days of opening the loan.
How much we lend, the rate available to you and the issue of a loan is subject to our assessment of your circumstances. You must be 18 or over and resident in the Channel Islands or Isle of Man to apply.
Loan rates are correct as at 1st February 2012.
*APR: Annual Percentage Rate - The interest payable on what you've borrowed is added up along with other charges (e.g. arrangement fees) and then expressed as an annual rate of charge. The APR helps you compare the true cost of borrowing. The APR takes into account all fees and charges applied to the loan as well as the monthly payments over its life.
**You must be an Island Gold/ Island Premier Current Account customer to benefit from an Island Gold/ Island Premier Loan respectively.
You can take out a loan for as little as £500 and up to £25,000.
You must be 18 or over in order to take out any lending with Lloyds Bank.
There are no initial setup fees with a Lloyds Bank Personal Loan.
When applying for a Personal Loan you can choose a repayment term of between one to five years. This means that the amount you pay each month will be fixed for that period helping you to budget more easily.
Unfortunately we cannot guarantee everyone will be approved for a loan. How much we lend, the rate available to you and the issue of a loan is subject to our assessment of your circumstances.
Everyone’s circumstances are different so there isn’t a one size fits all answer unfortunately. We can usually give an answer within 48 hours but for some people it can be sooner.
For Jersey residents please call 01534 845155, Isle of Man residents 01624 638279, Guernsey residents 01481 706347 or Alderney residents 01481 822340.
Find a branch
Lines are open 9:30am to 4:30pm Monday to Friday (excluding bank holidays).
To ensure security for our customers and staff and to help maintain service quality, some calls may be recorded and monitored.
© Copyright 2015 Lloyds Bank International
Our products and services are offered by Lloyds Bank International Limited & Lloyds Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.
Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.
Lloyds Bank International Limited. Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.
The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.
The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.
Lloyds Bank International Limited is a Jersey registered company that is a wholly owned subsidiary of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited places funds with Lloyds Bank plc and thus its financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and its parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements at http://international.lloydsbank.com/legal-information/
Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG. Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.